How people find your information online?

Finding your information online is not that difficult. All you have to do is access public records Web sites, and you can find some information. If you own a house, for example, the address, parcel number, the mortgage company, the amount borrowed to purchase, and the purchase price, and the taxes paid or owed on the property are all on file at the county clerk’s office.

• DOB, Sites like anybirthday.com, public Records
• Your name Online, directory lookup, such as anywho.com. All you need is a published phone number
• Real estate, owned Public records county clerk’s office
• Previous and current addresses , Record search Web sites, such as completedetective.com and findsomeone.com. You need a first and last name.
• Your name, DOB, SSN, address, account numbers, balances, and more. Your online investment accounts
• Your name, address, and account numbers, Your online banking accounts
• Criminal and civil court Records, Public databases

Web sites exist where you can pay a fee to obtain information about yourself. The number of searches you request determines the amount of the fee. You can search criminal records, the county clerk’s office, and so on. All you need to do is type in your SSN, DOB, name, and address. The site will search through public records for criminal convictions, civil suits, bankruptcies, and so on. Keep in mind that thieves can search this information, too.
The Fair Credit Reporting Act (FCRA) governs access to financial records, so the search Web sites are not permitted to run financial inquiries. The FCRA requires your permission to run a credit and financial check. You sign a form to grant permission to a prospective employer, car dealership, or mortgage company to run a credit and financial check. Without the form, they cannot legally run a check.
The FCRA also requires that if derogatory information appears in the report, you receive a copy so you can contest its contents.